Scenario: A consumer moved to a new state last week. Select the correct coverage effective date following plan selection.

• A. First day of the next month
• B. First day of the following month
• C. Immediately
• D. Retroactive

Answer: (A)

When you move to a new state and enroll in a plan, the system assigns a coverage start date on the first day of the next month. This timing gives the marketplace time to verify your new residency and complete the enrollment in the correct state market. Starting coverage immediately isn’t the typical flow for a move, and delaying to the following month would push your coverage back by an extra month, creating a gap. Retroactive coverage isn’t the standard outcome for a move either, unless there are unusual, specific exceptions. So the earliest and most common start date after plan selection in this scenario is the first day of the next month.