If the Marketplace determines you are Medicaid-eligible, which of the following is true?

• A. The Marketplace will pay your APTC.
• B. You may automatically enroll in Medicare.
• C. You may automatically be assigned to Medicaid/CHIP, and the Marketplace will not pay APTC.
• D. You must reapply for a Marketplace plan.

Answer: (C)

When the Marketplace finds you are eligible for Medicaid, your coverage will shift to Medicaid or CHIP through your state rather than continuing with a Marketplace plan that uses premium tax credits. Because you’re covered by Medicaid, the Marketplace does not pay the Advanced Premium Tax Credit (APTC).

Automatic enrollment in Medicare doesn’t happen simply because you’re Medicaid-eligible; Medicare is a separate program with its own rules. Since your coverage would move to Medicaid/CHIP, you wouldn’t need to reapply for a Marketplace plan in this situation.